"My wife and I have been clients of Justine Zhou and her team for several years, and their expertise is hard to find elsewhere. With a multifamily real estate portfolio, a startup, W-2 income, and two kids, our taxes are anything but simple. Their work goes well beyond filing returns. They've guided us toward real estate professional status, offset capital gains with passive losses, managed depreciation across our portfolio, and coordinated our children's LLC compensation. When major tax legislation passed in 2025, they explained exactly how it affected us. They've also helped with estate planning, a donor-advised fund, and Roth conversions for family members in lower brackets. What I value most is having CPA, real estate, and insurance services under one roof. Since those areas constantly intersect for us, that full-picture partnership is invaluable."

— Simon Asselin, Founder, relea.ai / Principal, AG Homes LLC

"My taxes had grown complicated with multiple investments and real estate holdings, and after my previous accountant made an error that cost me tens of thousands of dollars, I knew I needed a change.   In my first consultation with Justine, she uncovered even more mistakes he'd made on my real estate investments. Since switching to Zhou Agency, I've worked with a team that truly understands complex tax situations and knows how to legally save me the most, all at a very fair price.   Our relationship has grown too: Sushil helped me purchase an investment property in Chicago, which their team now manages. Justine and her team feel like friends, and I stop by to see them every time I'm in the city. Thank you to Justine and her amazing team!"

— Matthew Del Giudice, MD

"It took me several years to finally find a tax agency operating at the level of Zhou Agency. Their knowledge and strategies are truly focused on real estate investors, which makes a tremendous difference. It has been a few years now, and every year I feel like I’m doing better financially because of Zhou Agency team. Doing taxes used to be stressful every year, but with this team on my side, I actually look forward to tax season. The cherry on top is their tax strategy planning services — they’ve helped me save significant money. I highly recommend them to anyone looking for a proactive, knowledgeable, and passionate tax team. They truly care about what they do and about their clients’ success."

— Rafal Wiater, Real Estate Investor

"纳税时间对我来说不再是一个高度焦虑的时刻。这个机构是我所接触过的最专业、最诚实和最有爱心的机构，而且整个工作人员都非常热情。最重要的是他们很聪明，很擅长他们的工作。我对我可以期待的东西有一个很好的想法，我喜欢我有充分的准备。他们确实是一家关心客户的公司，其诚信和专业精神是一流的。继续保持良好的工作。上帝保佑整个团队"。

— Joy S., Retired Amtrak Director

"我到周军城市集团 已经超过12年了，他们的团队不仅在我的个人和企业税收方面做得很好，他们还为我的企业进行了设置，并帮助我进行财务规划，而我在这方面是很糟糕的。他们的费用对于他们所做的完美工作来说也是非常合理的。我已经多次向我所有的朋友和家人推荐他们，并将继续这样做。对于任何需要做会计工作的人，我都强烈推荐他们。" 

— J. Jimenez, Business Owner

我是先由我的女朋友介绍到周军城市集团 ，然后发现我的其他几个朋友也在使用同一家机构。我的朋友对该机构评价很高，所以我转到了周军城市集团 。我对我的注册会计师Yiru和Justine感到非常高兴。他们对我所有关于金融投资、年度税收和其他个人、企业和非政府组织的财务事项的询问都非常周到。他们都非常友好、聪明，而且工作起来很有趣。周军城市集团 是我在过去35年的业务中所经历的最好的会计师事务所。

— Lily Liu, Owner of Lilys Talent

"My experience at the Zhou Agency and with Justine was really incredible, from the reception to the work to the expert way in which everything was done and executed. Not only do they know their business but treat clients with respect and ask all the pertinent questions so that they fully understand your needs with the emphasis on doing the work correctly but with taking advantage of all possible saving to give the best possible solution. I recommend them highly for professionalism, experience and care for the client and outcome that they provide." 

— Morrie Elstein, Owner of MorrieConnect